Up to 60k plus benefits and bonus Hybrid working available!. An exciting opportunity has arisen within an International Banking group in the Central London for an experienced Credit Manager with Cantonese or Mandarin language skills to join their Risk Management department. The successful candidate will be responsible for the approval of credit applications – particularly within the buy-to-let mortgage space. In addition to this you will also be responsible for developing and maintaining the Bank’s Credit Risk Management Framework and undertaking regular reviews of the first line credit risk function and overseeing credit quality and standards.
To be considered for this role, candidates MUST be skilled in credit risk analysis / credit approval and have had experience with buy-to-let mortgage applications. Fluency in either Cantonese or Mandarin is ESSENTIAL. Duties will include: Perform credit analysis on new lending requests. Assessing creditworthiness for approval / rejection Negotiating repayment plans or instigating legal action if recovery proves difficult.
Ensure all credit risk policies are current & fit for purpose and provide guidance on operational functions that surround these policies. Ensure all transactions and processing are in compliance with regulatory rules and guidelines, policies and procedures. Assist in ad-hoc projects for the department. Provide guidance and training to junior members of the team.
Requirements for the role: Strong credit risk experience with experience in credit approval Experience in working with buy-to-let mortgages within the UK market Fluent Cantonese and/or Mandarin language skills are essential Educated to degree level, or with relevant professional qualifications CeMAP qualification preferred, although not essential This vacancy is being advertised by Montpellier Resourcing Limited. The services advertised by Montpellier Resourcing Limited are those of an Employment Agency.